Evaluate financial viability with a Pre-Sue report
Find UK People® are a U.K. leading pre-litigation tracing company who have significantly invested in its pre-litigation report service.
Our pre-sue reports locate most missing individuals and associated assets within 7 days. They provide detailed information on subjects’ UK assets and liabilities.
These reports assist creditors in obtaining essential financial background details, including major assets, liabilities, and income sources. Our advanced technology and vast data enable confident connections between individuals, people, places, and financial information. Creditors rely on our comprehensive financial background reports to determine their litigation and enforcement strategies.
Our pre-sue reports identify key financial information, enabling selection of appropriate enforcement methods based on available intelligence. Supported by expert asset tracing analysts, we boast a high success rate in asset tracking.
Why people choose us
No trace, no fee
If we don’t find your subject you don’t pay a penny.
All of our pre-litigation tracing services are fee per case.
7 day turnaround
Results in 7 days but can take 30 days for more complex cases.
Results that are accurate and can be relied upon.
In-depth Pre-Sue & Pre-Litigation reports
Our pre-sue report makes it easy to establish if someone is subject to bankruptcy, insolvency, or has County Court Judgments against their name.
Our comprehensive pre-sue report serves as a crucial tool to help you establish the financial standing and potential liabilities of an individual before entering into litigation. This report is designed to provide an in-depth view of a person’s financial circumstances, examining key indicators such as bankruptcy status, insolvency proceedings, and any County Court Judgments (CCJs) lodged against their name. By leveraging our pre-sue report, you can gain a clearer picture of the individual in question, which can significantly inform your litigation strategy and decision-making process.
Our pre-litigation report delves deeper, allowing you to build a robust profile of the individual you are dealing with. This report aims to provide comprehensive information about the person’s financial situation, including details of any bankruptcies, Individual Voluntary Arrangements (IVAs), County Court Judgments (CCJs), Debt Relief Orders (DROs), or Scottish Sequestrations. By collating this information, the report allows you to assess the risk and viability of proceeding with litigation.
One of the distinctive features of our pre-litigation report is the inclusion of a property ownership search. This search verifies any links the individual may have with property via the Land Registry database. The search is designed to highlight any matches, either full or partial, against the person’s name. It provides valuable information about the ownership status of the property, clarifying whether the person is a Joint Proprietor or a Sole Proprietor. In addition, it provides the title number of the property. Please note, however, that there are certain limitations to this search, as outlined in our disclaimer.
Moreover, every pre-sue report includes a manual investigation into the individual’s current employment status. This investigation is conducted by our experienced team of investigators, who use a variety of methods to determine the person’s employment status. In most cases, this investigation yields current employment details, providing you with valuable insights into the person’s economic situation.
In essence, our pre-sue report provides a comprehensive and in-depth view of an individual’s financial and employment status, facilitating informed decisions before proceeding with litigation. It combines data from various reliable sources, enabling you to understand the individual’s financial liabilities and assets, including property ownership and current employment status. By utilizing our pre-sue report, you can better assess the potential outcomes and risks associated with litigation, ensuring you make the most informed decisions possible.
What we research with a Pre-Sue report
Compiled by our highly experienced, professional investigative pre-litigation analysts.
- FREE address trace*
- Date of birth confirmation*
- Confirms current address*
- Financial background*
- Current & past directorships*
- Employment information*
- Property ownership*
- Estimated property value*
- Insolvency register searches*
- CCJ search*
- Disqualified directors searches*
- Suspected alias used*
- Consented data searches*
- Credit background*
- Mobile or tel numbers*
- Company financials*
- Fee per case
- Results in 7 days guaranteed
*Subject to terms of service – all background & pre-litigation reports are supplied in best of faith but we do not guarantee that the report is a true reflection of a subjects actual full status or complete ownership of assets. We only provide sourced asset information and supporting data from our investigations. See terms of service for full details.
Frequently asked questions
Is pre-litigation tracing no trace no fee?
✅ Peace of mind!
All of our pre-litigation tracing services are fee per case and supplied on a full and final basis.
What information do I need to complete a trace?
ℹ️ We don’t need much!
All you need is the persons name and either their old address or date of birth.
How long does the trace take?
💨 7 days fast!
Normally just 7 days and a maximum of 30 days.
Is the information guaranteed?
💸 Only if we can’t locate someone!
All of our pre-litigation tracing services are fee per case and supplied on a full and final basis which means the sourced information is just that sourced and verified by alternative sources but not underwritten in its accuracy. It should be viewed as intelligence to act upon further.
When and how to use a pre-sue report?
ℹ️ Asset & Liability Information
Pre-Litigation and Financial Background Reports provide comprehensive investigations conducted by experienced analysts to gather crucial information before legal proceedings. These reports confirm and validate the debtor’s current address and identify key assets, such as motor vehicles, through open-source intelligence.
Lifestyle checks are conducted to identify high-value assets and assess the debtor’s financial status, including their income, expenses, and existing financial obligations.
The reports also include information about the debtor’s current and past directorships, employment details, property ownership, estimated property value, disqualified directors search, insolvency register searches, CCJ search, and company financials.
These reports assist in evaluating the debtor’s financial background and provide valuable insights for effective debt recovery and litigation strategies.
How can a pre-sue report help?
💻 Online research experts!
A pre-sue or financial background report on a debtor in the UK can be extremely helpful to a creditor as it can provide crucial information about the debtor’s assets, liabilities, and overall financial standing. Such reports can be conducted before legal proceedings begin, allowing the creditor to assess whether it is worth pursuing the debt or not, given the debtor’s ability to repay.
This report would usually include information about the debtor’s assets and liabilities but this list can be limited by availability or GDPR compliance.
- Income: Regular earnings and their source, for example, employment or self-employment identification.
- Property Ownership: Any properties they own, either solely or jointly.
- Investments and Savings: Details about any major assets that the debtor has but this can be limited due to data protection.
- Company Ownership/Participation: Information regarding any companies the debtor owns or is involved in, which might indicate potential assets or income sources.
- Vehicles: Cars, boats, or other vehicles owned by the debtor but this can be limited due to data protection.
- Liabilities: This includes any other debts the individual has in respects of outstanding CCJs, or financial obligations, which could affect their ability to repay.
- Bankruptcy or Insolvency History: Any previous bankruptcies or insolvencies, which might indicate a riskier debtor.
- Court Judgments: Any previous or ongoing litigation, including County Court Judgments (CCJs), which could affect their ability to pay.
By thoroughly analyzing these factors, the creditor can identify which assets may be available for enforcement of a CCJ, should they successfully obtain one.
In terms of enforcement of a CCJ, the information from the report can guide the creditor to select the most suitable method. This avoids a trial-and-error approach, saving time and resources. Instead of guessing, the creditor can make an informed decision based on facts.
Here are the most common methods of enforcing a CCJ, and how the pre-sue report can help select the right one:
- Warrant of Control/Writ of Control: This enforcement allows bailiffs or High Court Enforcement Officers to seize and sell goods owned by the debtor. The report can reveal if the debtor possesses valuable physical assets that can be sold to recover the debt.
- Attachment of Earnings Order: This order requires the debtor’s employer to deduct payments directly from their earnings and send them to the court. The report can confirm whether the debtor is employed and thus if this method is viable.
- Charging Order: This enforcement secures the debt against property or investments, such as stocks or bonds. The debtor cannot sell these assets without paying what they owe. The report can confirm whether the debtor owns property or other assets that could be used for a charging order.
- Third Party Debt Order: This enforcement freezes money held in the debtor’s bank or building society account. The report can reveal if the debtor has significant funds in their accounts.
- Bankruptcy Proceedings: This enforcement may be viable if the debt is significant and other methods have failed. The report can show if the debtor has previously been declared bankrupt, which might affect the viability of this enforcement method.
By using a pre-sue report to understand the debtor’s financial situation and identify assets and liabilities, a creditor can ensure they pursue the most effective enforcement method. This makes it more likely that they can recover the debt, and reduces the risk of unnecessary costs and wasted time.
Do you offer pre-sue reports on Companies?
🤝 Limited business data
Find UK People can offer limited financial background or pre-litigation asset and liability checks on companies in the UK. The primary reason for this limitation is that the company specialises in conducting checks on individuals rather than businesses. Find UK People has expertise, resources, and access to data that is more geared towards performing checks on personal credit footprints, background histories, and asset/liability assessments of individuals.
While the company has access to individual credit information from UK credit agencies and other sources, it does not have access to comprehensive data needed to conduct similar checks on companies. Financial information about companies, such as credit history, property assets, and banking details, are more complex, confidential, and protected from access/ view compared to individual financial records for legitimate interest.
As a result, Find UK People focuses on providing services that cater to individual background information, utilising their credit information and associated information to offer accurate and efficient financial background checks for its customers. We can provide pre-sue information on Companies but the data is not as comprehensive as it is for individuals and all services regardless of information provided is full and final without refund guarantee or indemnity.
Will a pre-sue report show full transparency of a subjects assets and liabilities?
💰 Asset & Liability Information
Despite our pre-sue and pre-litigation reporting services being delivered in good faith, they may not entirely represent the subject’s status or assets, as they are based on allowable third-party data and a strict template that we follow. We comply with UK data protection regulations and do not provide personal data such as bank details, banking statement data, amounts held in any UK accounts, personal assets, company data, offshore assets, partners assets or liabilities, National Insurance data, DVLA data, PAYE, Pension, Benefits or HMRC data.