Rapid, efficient and compliant
Find UK People® are a U.K. leading pension member tracing company who have significantly invested in its pension member tracing service.
Our industry leading deferred pension member tracing service is finding most of missing pension members within 7 days.
Tracing pension members in the UK is an important area for pension administrators to look after. It is important to note that best practice dictates that a current address for pension members is sought on a regular basis to inform pension members. Find UK People® has acted for many pension administrators in the UK to reconnect pensioner members with them, with our advanced pension tracing datasets we normally can reconnect a pension administrator in just 7 days with a pensioner’s current address.
In recent surveys it has been found that people are most likely to forget to inform a pension administrator when moving home and with over 11% of the UK population moving home in any one year, the problem is an ever growing one. This does not include the other circumstances where data can become out of date and incorrect such as death, marriage, emigration and divorce.
Why people choose us
No trace, no fee
If we don’t find your subject you don’t pay a penny.
60 day guarantee
Check your results Free of Charge for up to 60 days.
Fast 7 day service
Results in 7 days, in most circumstances.
Results that are accurate and can be relied upon.
How we can help locate pension members
All of our pension member tracing services are offered on a no trace no fee basis, just place your initial order with us and we will locate your pension members.
Pension administrators hold a crucial responsibility to ensure the data related to their pensioners is regularly reviewed and updated. It’s essential that communication, including letters and updates, is dispatched to the correct, current address. This diligence helps minimize the risk of account takeover by fraudulent parties, reinforcing the importance of instituting a policy to routinely trace and validate address data after specific intervals of time.
In the process, certain pension members may be more difficult to locate and may necessitate manual research. Our team of expert tracers, proficient in managing demanding and intricate pension tracing tasks, is well-prepared to meet these challenges. We are equipped to determine the location of lost members, both within the UK and internationally. Rest assured, we only report positive findings when we are confident the right individual has been traced.
This practice aligns with the guidance from the pensions regulator, which emphasizes the consequences of poor record-keeping. Insufficient record-keeping can lead to notable additional expenses across several areas such as administration, error correction, member claims, buy-outs, wind-ups, and could potentially require the application of more conservative actuarial assumptions. Furthermore, if a scheme’s poor record-keeping becomes public knowledge, it could cause significant reputational damage.
Find UK People is your trusted tracing agent in the United Kingdom. We specialize in pension member tracing, helping pension scheme managers locate lost or missing pension members. If you’re a pension scheme manager seeking to find members who have become untraceable, our advanced tracing techniques, combined with access to various data sources, can assist in locating their current whereabouts.
How It Works: Tracing Pension Members
At Find UK People, we understand the challenges faced by pension scheme managers when trying to locate lost or missing pension members. Our tracing process involves utilizing a combination of data sources, including UK credit agency information, to track down and reconnect with these members.
The Tracing Process
Our dedicated team of tracing experts begins by collecting the relevant information provided by pension scheme managers, such as the member’s name, last known address, pension scheme details, and any other available details. We employ a comprehensive approach to tracing pension members effectively.
Using advanced search algorithms and specialized tools, we access databases that include information from UK credit agencies and other reliable sources. We cross-reference the provided details with these databases, analyzing credit histories, address records, employment records, and other pertinent information to identify potential leads.
At FindUKPeople, we go beyond just acquiring data from credit agencies that indicate a pension members current address. Our process includes employing sophisticated algorithms and search tools to cross-reference this data with multiple alternative sources that are not linked to UK Credit Agencies and are sensitive to recent updates, i.e., within the last 30 days. This allows us to validate the authenticity of the initial Credit Agency data and ensure that the address we sourced is indeed the correct and current one for the pension member you are searching for in the UK.
Further, our analysis doesn’t stop at current addresses. We also examine the pension members mapped data in detail, including their historical addresses, to discern patterns and potential leads. This rigorous investigation aids us in pinpointing the exact current address of the pension member you are searching for.
Our thorough investigation helps us determine the exact current address and contact information of the pension member, facilitating their reconnection with the pension scheme.
Data Privacy and Compliance
Find UK People upholds the highest standards of data privacy and compliance. We operate in full accordance with the UK GDPR & Data Protection Act (DPA) and other relevant regulations. All personal information is handled securely and confidentially. We only access data in accordance with legal requirements and the consent of our clients.
Successful Tracing Results
With our extensive experience and access to various data sources, including UK credit agency information, we have a proven track record of successfully tracing and locating lost or missing pension members. Our services have assisted pension scheme managers in re-establishing contact with members and ensuring that they receive their entitled pension benefits.
Find UK People is your reliable partner when it comes to tracing lost or missing pension members in the United Kingdom. Through our advanced tracing techniques and access to various data sources, including UK credit agency information, we can efficiently track down these members and facilitate their reconnection with pension schemes. Contact us today to benefit from our reliable and effective tracing services, ensuring that pension members receive their rightful benefits.
If you have a large number of pension members to trace, we offer a batch tracing service. This efficient tool can trace a majority of your ‘gone away’ members to their new addresses. We also offer competitive rates for batch tracing, which can be found on our website.
Frequently asked questions
Is pension member tracing no trace no fee?
✅ Peace of mind!
All of our pension member tracing services are no trace no fee so if we don’t find the person you are looking for you won’t pay a penny.
What information do I need to complete a trace?
ℹ️ We don’t need much!
All you need is the persons name and either their old address or date of birth.
How long does the trace take?
💨 7 days fast!
Normally just 7 days and a maximum of 30 days.
Is the information guaranteed?
🔐 Find UK People keeps you safe
All of our supplied information is guaranteed for 60 days and we will recheck it free of any charge during this period if you need some further validation.
Why pension fund managers use our tracing service?
🕵️♀️ To find the elusive!
Pension fund managers may benefit from using pension member tracing services from a UK tracing agency like Find UK People for several reasons:
- Locating Lost Members: Over time, members may move, change their contact details, or simply lose touch with their pension fund. This could mean that these individuals are not receiving the benefits they are entitled to. Tracing services help in locating these individuals to ensure they are receiving their pension benefits and also to comply with legal requirements.
- Regulatory Compliance: Pension schemes in the UK are required by law to keep accurate and up-to-date records of their members. This includes current addresses and contact information. If these records are not maintained, pension schemes can face regulatory fines and sanctions. A tracing service can help ensure compliance with these regulations.
- Data Accuracy: Tracing services can validate the accuracy of the data pension fund managers have on file. This can be particularly important when making decisions based on member data or when reporting data to regulatory bodies.
- Reduction in Unclaimed Benefits: By tracing lost members, pension fund managers can reduce the amount of unclaimed benefits. This not only ensures that members receive what they are owed but can also reduce the potential financial liability for the pension fund.
- Member Communication: Effective communication is a crucial part of managing a pension fund. Tracing services can help ensure that all members are receiving important information about their pension, such as changes to the fund, updates on performance, or other crucial news.
- Efficiency and Cost-Effectiveness: Tracing agencies typically have access to extensive databases and utilize sophisticated search techniques. This makes the process of finding lost members more efficient and cost-effective than if the pension fund were to attempt to do this work in-house.
- Enhancing Member Trust: Demonstrating that every effort is being made to maintain contact with members and ensure they receive their benefits can enhance the overall trust in the pension scheme.
- Risk Management: From a risk management perspective, it’s important to know the whereabouts of members, especially those nearing retirement age. Unaccounted for members can represent a liability that might materialize suddenly.